Is SR-22 transferable between states?

Most states honor SR-22 from original state, but requirements and duration may vary.

An SR-22 is a form that some states require to prove a driver has the necessary liability insurance coverage. When you move to a new state, most states will recognize an SR-22 that was filed in another state, due to what's known as 'insurance reciprocity'. However, the details such as the amount of coverage required or the length of time you need to maintain the SR-22 can vary significantly. For example, while one state might require you to maintain your SR-22 for three years, another might only require it for one year. Additionally, you'll need to ensure your insurance provider is licensed to issue SR-22s in your new state.

Imagine Jane recently moved from California to Texas for a new job. She had an SR-22 in California after a traffic violation and needs to know if it will be valid in Texas. Upon contacting her insurance provider, she learns that Texas will honor her existing SR-22, but she is required to maintain it for the full three years as per Texas regulations, even if she was only required to maintain it for two years in California. Jane also confirms that her insurer can issue SR-22 documents in Texas, ensuring her compliance.

If you have an SR-22 and are planning to move to another state, here's a practical tip: Contact your insurance provider before you move to discuss the implications and ensure they are authorized to issue an SR-22 in your new state. Also, check the new state's specific requirements regarding the duration and coverage amounts for SR-22 holders. This will help you avoid any unexpected issues and ensure you are compliant with your new state's laws, preventing any potential legal or financial setbacks.