What happens if I move during SR-22 period?
Must maintain SR-22 in original state and may need additional filing in new state.
If you move to a new state while you're required to maintain an SR-22, things can get a bit complicated. An SR-22 is a form that your car insurance company files with the state to show that you have the minimum required liability insurance coverage. When you move, you still need to keep that SR-22 form active in the state that required it initially. This means you continue paying for and maintaining insurance that fulfills the SR-22 requirements there. Additionally, the new state you're moving to might have its own requirements for an SR-22. This can mean that you'll have to file a new SR-22 with your insurance company in the new state to comply with their laws. It's like having dual responsibilities—keep things in good standing with both your old and new state.
Let's say you're living in California and are required to have an SR-22 due to a past driving violation. You're required to maintain this SR-22 for a minimum of three years. Now, imagine you get a new job and decide to move to Texas. While living in Texas, you need to keep your California SR-22 insurance active to satisfy California's requirements, which means you must continue paying for it even if you're no longer physically residing there. Additionally, since you're now a resident of Texas, you'll likely need to get a new SR-22 filing to meet Texas's insurance requirements as well. Essentially, you need to talk to your insurance agent to make sure you're all set both in California and Texas.
If you're planning to move to another state while under an SR-22 requirement, it's essential to speak with your insurance provider as soon as possible. They can guide you on how to keep your current SR-22 status in good standing and inform you of any new filings you might need in your new state. Make sure to have all your documentation and insurance information handy when contacting your provider. Staying on top of these requirements will help you avoid potential penalties or lapses in coverage, ensuring your transition to a new state is smooth and compliant.
Experience the Difference
Ready to experience the difference of working with a trusted insurance partner? Book your appointment online or call us today for a personalized quote and expert advice.