What are permanent partial disability benefits?

Compensation for permanent impairment that doesn't completely prevent working, based on disability rating.

Permanent partial disability (PPD) benefits are a type of workers' compensation awarded to individuals who have sustained an injury or illness resulting in a permanent, partial impairment. This means that while the person can still work, they are not able to perform at the same capacity as before their injury. The extent of the disability is assessed by a medical professional who assigns a disability rating, usually expressed as a percentage. This rating reflects the severity of the impairment and its impact on the worker's ability to earn a living. PPD benefits are intended to compensate for the long-term or lifelong financial consequences of the injury, helping the individual to adjust to their new circumstances while continuing to be a productive member of the workforce.

Imagine a construction worker named John who suffers a back injury while on the job. Although John undergoes surgery and rehabilitation, his doctors determine that he has a 20% permanent partial disability, meaning he cannot lift heavy objects or engage in strenuous physical activity. As a result, John cannot return to his previous role on the construction site, but he is still able to work in a supervisory position. John receives permanent partial disability benefits, which help supplement his income since he can no longer perform some of the physically demanding tasks that used to be part of his job.

If you’ve suffered an injury at work and believe you may qualify for permanent partial disability benefits, it’s important to gather all medical documentation and seek a thorough evaluation from a healthcare professional. This evaluation will determine your disability rating. Be sure to consult with a workers' compensation attorney or advisor who can guide you through the claims process and ensure you receive the benefits you are entitled to. Staying informed and proactive is key to navigating the system effectively.