Renters Insurance
Does renters insurance cover my roommate's belongings?
No, unless they are listed on the policy. Roommates should obtain their own renters insurance.
Dig deeper
No, renters insurance does not cover your roommate's belongings. Each tenant must have their own policy to cover their personal property and liability.
Real World Example
If your roommate’s belongings are stolen, they’ll need their own renters insurance policy to file a claim, as your policy only covers your items.
Expert Considerations
Encourage your roommate to purchase their own renters insurance policy to protect their belongings and liability.
Experience the Difference
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