How much car insurance do I need?

The amount depends on your state's minimum requirements and your personal financial situation. Consider higher coverage limits to protect your assets, especially if you own significant property or savings.

The amount of car insurance you need depends on your state's legal requirements, your financial situation, and the value of your car. At a minimum, you’ll need liability insurance, but you might also want to consider adding comprehensive and collision coverage for more protection, especially if your vehicle is valuable or if you can’t afford to repair or replace it out-of-pocket.

If you're buying a new car, you might want higher coverage to protect your investment. If you're driving a low-value car, liability insurance may suffice, especially if your budget is tight.

Auto insurance is required by law in most states, but it’s important to assess your needs based on your vehicle’s age, your location, and your financial situation. Opt for sufficient coverage to protect yourself and your vehicle.