What are endorsements or riders in an insurance policy?

Endorsements or riders are additions or modifications to your insurance policy that provide extra coverage or alter the standard terms, allowing you to customize your policy to fit your needs better.

Endorsements or riders are additions to an insurance policy that modify or extend coverage. For example, you might add a rider to cover high-value jewelry or include additional liability protection.

You add a rider to your homeowners insurance policy to cover a valuable engagement ring after consulting with your broker.

Consider endorsements or riders for high-value items or additional risks. Your broker can recommend the best options for your situation.