What is non-owned auto coverage?

This provides liability coverage when employees use their personal vehicles for business purposes, protecting the company from potential lawsuits.

Non-owned auto coverage provides liability protection for vehicles not owned by the business but used for business purposes, such as an employee’s personal car used for deliveries.

A nonprofit organization uses volunteers’ cars to deliver meals. Non-owned auto coverage protects the nonprofit if an accident occurs.

If employees use personal cars for work, ensure you have non-owned auto coverage to protect your business from liability.