What happens if my employee has an accident in a company vehicle?

The commercial auto insurance policy covers accidents caused by your employees while driving company vehicles for business purposes.

If an employee has an accident in a company vehicle, your commercial auto insurance will typically cover the damages. However, the specifics depend on your policy and whether the employee was using the vehicle for authorized business purposes.

An employee causes an accident while delivering goods in a company vehicle. The commercial auto policy covers medical expenses and repair costs.

Clarify with employees that company vehicles should only be used for authorized business purposes to avoid complications during claims.