Can I use my personal vehicle for business without commercial insurance?

Using a personal vehicle for business may not be covered under personal auto insurance, risking denied claims; commercial auto insurance is recommended.

Using a personal vehicle for business without commercial insurance may result in denied claims if an accident occurs. Personal auto insurance typically excludes coverage for business-related use.

A graphic designer using their personal car to meet clients risks denied claims without commercial auto insurance if an accident occurs.

If you use personal vehicles for work, consult your insurer to determine if you need additional coverage under a commercial policy.