Does commercial auto insurance cover personal use of a company vehicle?

It can, but you should inform your insurer about personal use to ensure appropriate coverage is in place.

Commercial auto insurance may cover personal use of a company vehicle, but the specifics depend on the policy. Some policies require endorsements for personal use coverage.

A business owner drives a company car for personal errands on weekends. The policy includes an endorsement for personal use coverage.

Add endorsements for personal use if employees or owners use company vehicles for non-business purposes outside work hours.