Increase your deductibles, bundle multiple policies with the same insurer, maintain a good credit score, install safety features, and regularly review your coverage to ensure it matches your current needs.

To lower your insurance costs, consider bundling policies, raising your deductible, maintaining a good credit score, and shopping around for competitive rates.

A homeowner installs a security system and gets a discount on their home insurance premium. Their broker advised them to ask about available discounts.

Review your policies annually with your broker to ensure your coverage keeps pace with changes in your life or business.