Inventory your belongings to estimate their total value and choose a coverage limit that reflects that amount.

The amount of personal property coverage you need depends on the value of your belongings. Take an inventory of your items and ensure your policy provides enough coverage to replace them in case of loss or damage.

If you have $10,000 worth of furniture, electronics, and clothing, you’ll need at least that much personal property coverage to ensure you're protected.

Use a home inventory tool or app to calculate the value of your belongings and ensure your policy provides adequate coverage.