It includes general liability insurance, commercial property insurance, and often business interruption insurance.

Dig deeper

A BOP typically includes general liability coverage, property insurance for buildings and contents, and business interruption insurance, which covers lost income due to a covered event.

Real World Example

A BOP protects a tech startup's office equipment from theft and includes liability coverage for injuries that occur on the premises.

Expert Considerations

Customize your BOP by adding endorsements to cover unique risks, such as data breaches or equipment breakdowns.

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