Liability coverage protects you if you're found legally responsible for causing injury to someone else or damaging their property. It covers legal fees, medical bills, and repair costs up to the limits of your policy.

Liability coverage protects you from financial losses if you're found responsible for causing injury or property damage to others. It typically covers legal fees, medical bills, and repair costs.

A dog bites a neighbor, causing medical bills. Liability coverage from your renters insurance policy, arranged by your broker, pays for the damages.

Ensure your liability coverage is adequate for your lifestyle or business risks. Consult your broker to adjust limits if necessary.