Typically, small to mid-sized businesses that meet specific criteria regarding size, revenue, and industry risk profile are eligible.

Eligibility for a BOP depends on factors like the size and type of business, annual revenue, and number of employees. Retailers, restaurants, and small offices are common examples of businesses eligible for a BOP.

A small bakery qualifies for a BOP because it has fewer than 50 employees and operates out of a physical location with customer foot traffic.

Small businesses with physical locations or customer interactions should consider a BOP for comprehensive yet cost-effective coverage.