Commercial Bonds: Building Trust & Securing Success

Partner with Fort Collins' trusted local experts for comprehensive commercial bond coverage that protects your business and builds client confidence

Protect Your Business's Future with Comprehensive Bond Coverage

Commercial bond insurance is your business's safeguard against financial losses and contractual obligations. At Fort Collins Insurance, we understand that protecting your business's reputation and financial stability is paramount. Since 1992, we've helped local businesses navigate the complexities of bond insurance, ensuring they have the right coverage to bid on projects, fulfill contracts, and maintain professional licenses with complete confidence.

Learn More About Coverages for Commercial Bond

Understanding Your Home Insurance Options

FAQs

Do bonds cover employee dishonesty?

Fidelity bonds specifically cover losses from employee dishonesty; other bonds may not provide this coverage.

Learn More >
What is a surety bond in business?

A surety bond is a three-party agreement where the surety guarantees to a project owner (obligee) that the principal (your business) will fulfill contractual obligations.

Learn More >
What is the difference between a bond and insurance?

Insurance protects your business from losses, while bonds protect the obligee by guaranteeing your performance or compliance.

Learn More >
Why does my business need a bond?

Bonds may be required by clients, government agencies, or regulations to ensure your business fulfills its contractual or legal obligations.

Learn More >
How does a performance bond work?

It guarantees that your business will complete a project according to contractual terms; if not, the surety compensates the obligee.

Learn More >
What is a fidelity bond?

A fidelity bond protects your business against losses caused by fraudulent acts of employees, such as theft or embezzlement.

Learn More >
How do I obtain a surety bond?

Apply through a surety company or agent, providing financial statements, credit history, and details about your business operations.

Learn More >
Is the bond premium a one-time payment?

Bond premiums are typically paid annually for the duration of the bond requirement.

Learn More >
What happens if a claim is made against my bond?

The surety investigates the claim; if valid, they pay the obligee and seek reimbursement from your business for the amount paid.

Learn More >
What types of bonds might my business need?

Common bonds include performance bonds, payment bonds, license and permit bonds, fidelity bonds, and bid bonds.

Learn More >

Experience the Difference

Ready to experience the difference of working with a trusted insurance partner? Book your appointment online or call us today for a personalized quote and expert advice.