Employee Benefits That Attract & Retain: Building Stronger Teams

Most plans use tiers with different copays for generic, preferred brand, and specialty drugs.

It provides income protection for extended disabilities, typically kicking in after short-term disability ends and lasting until retirement age.

Many dental plans require waiting periods before covering major procedures, though preventive care is usually available immediately.

Term life provides coverage for a specific period, while whole life includes an investment component and lifetime coverage.

Events like marriage, birth, or job loss that allow benefit changes outside open enrollment periods.

Typically covers routine exams and provides allowances for frames, lenses, or contacts with copays for additional features.

Optional benefits employees can purchase through their employer, often at group rates, like additional life insurance or accident coverage.

Coverage offered without medical underwriting during initial enrollment, particularly valuable for those with health conditions.

PTO typically accrues based on length of service and hours worked, with policies varying by employer.

Confidential counseling and support services for personal or work-related issues, typically provided at no cost to employees.