Fleet Coverage That Fits: Protection for Every Vehicle Every Mile
Fort Collins' trusted partner for comprehensive fleet coverage, delivering personalized solutions through expert guidance since 1992.
Safeguard Your Business's Mobile Assets with Comprehensive Fleet Protection
Fleet coverage is more than just vehicle insurance – it's comprehensive protection for your business's mobile assets. At FOCO Insurance, we understand that your fleet is crucial to your operations. Our local expertise and access to multiple carriers ensure you get the right coverage at competitive rates. We'll work closely with you to develop a customized plan that protects your vehicles, drivers, and business reputation while managing costs effectively.
What you should know
How to choose the right fleet coverage for your business needs, Ways to maximize protection while optimizing costs, Risk management strategies for fleet operations, Benefits of working with a local broker for fleet insurance
Ways To Save
Implement a fleet safety program to qualify for lower premiums, Bundle multiple coverage types for potential discounts, Install vehicle tracking and security systems, Maintain good driver records through regular training, Review and adjust coverage periodically to ensure optimal protection and pricing
Prepare for your quote
Vehicle list with VINs and specificationsDriver information and license detailsSafety program documentationClaims history (if applicable)Business operations overviewCurrent coverage information (for existing policies)Preferred coverage options and deductibles
Why We Stand Out
30+ years of trusted local service in Fort CollinsAccess to multiple carriers for competitive ratesDedicated personal agent for your accountProactive risk management supportStreamlined claims process
Understanding Your Home Insurance Options
FAQs
Cargo coverage usually requires a separate endorsement or policy, as standard fleet coverage focuses on vehicles and liability.
Operating across state lines may require additional coverage and compliance with various state regulations.
Policies typically have per-vehicle and aggregate limits, with options for umbrella coverage for additional protection.
It covers customer vehicles in your care for service, repair, or storage, important for service-based fleet operations.
It automatically extends coverage to entities requiring proof of insurance, common in contract work.
Most policies allow vehicle changes with prorated premium adjustments, often through simplified reporting procedures.
Options include refrigeration breakdown, hazmat cleanup, rental reimbursement, and specialized equipment coverage.
Through safety programs, driver training, vehicle maintenance, higher deductibles, and careful vehicle selection.
Larger fleets often qualify for more coverage options, better rates, and self-insurance retention options.
Typically requires accident reports, police reports, driver statements, photos, repair estimates, and witness information.
Experience the Difference
Ready to experience the difference of working with a trusted insurance partner? Book your appointment online or call us today for a personalized quote and expert advice.