Deep Discounts For Stuff You Already Have
Partner with Fort Collins' trusted local experts for personalized coverage that protects what matters most while saving up to 25%
Protect Your Biggest Investments with One Smart Decision
Simplify your insurance and maximize your savings with FOCO Insurance's Home + Auto bundle. As your local insurance experts since 1992, we understand that protecting your home and vehicles shouldn't be complicated or expensive. Our bundle packages offer comprehensive coverage tailored to your unique needs, combining the convenience of working with a single trusted advisor with the advantage of comparing multiple carrier options. Experience the peace of mind that comes with knowing your most valuable assets are protected while enjoying significant savings on your premiums.
What you should know
How bundling home and auto insurance can save you money and time, Ways to customize your coverage for maximum protection, Tips for choosing the right bundle package for your needs, Benefits of working with a local insurance expert
Ways To Save
Install security systems in your home and vehicles for premium discounts
Maintain good credit and driving records for better rates
Choose appropriate deductibles to balance monthly costs with out-of-pocket expenses
Ask about additional discounts for loyalty, claims-free history, and safety features
Review your coverage annually to ensure it still matches your needs
Prepare for your quote
Home details (square footage, year built, construction type)
Vehicle information (make, model, year, VIN)
Driver information and driving history
Current insurance declarations pages
Recent home improvements or safety features
Vehicle safety and anti-theft features
Why We Stand Out
30+ years of trusted service in Fort Collins
Access to multiple carriers for competitive pricing
Dedicated local agents who understand your needs
Seamless claims support and policy management
Understanding Your Home Insurance Options
FAQs
Yes, though savings may be lower. Some insurers still offer bundle discounts regardless of driving history.
Bundle discounts typically remain even after claims, though overall premiums may increase based on claims history.
Bundle discounts can transfer to your new home policy, though coverage and rates will need to be reassessed.
Yes, many insurers offer bundle discounts for renters and auto insurance combinations.
Annual reviews are recommended to ensure coverage meets current needs and pricing remains competitive.
No, coverage limits are set independently based on your needs, regardless of bundling.
Yes, home and auto deductibles can be set independently while maintaining bundle benefits.
Many insurers offer bundling options for classic cars, though specialized carriers might offer better coverage.
Multiple vehicles can be included in a bundle, often with increasing discounts for each additional vehicle.
Experience the Difference
Ready to experience the difference of working with a trusted insurance partner? Book your appointment online or call us today for a personalized quote and expert advice.