Pet Insurance with a Purpose: Because They're Family Too
Get personalized coverage that keeps your pet healthy and your wallet happy, backed by Fort Collins' most trusted insurance team
Because Your Pet's Health Shouldn't Empty Your Savings
Your pet is more than just an animal – they're family. At Fort Collins Insurance, we understand that protecting your furry friend's health shouldn't mean compromising your financial security. Our comprehensive pet insurance solutions are designed to give you peace of mind, ensuring your pet receives the best possible care when they need it most. With over 30 years of local expertise, we'll help you navigate the perfect coverage options that fit both your pet's needs and your budget.
What you should know
How pet insurance can save you thousands in unexpected veterinary costs, Different coverage levels available for your pet's specific needs, Ways to customize your policy for maximum protection and value, How to choose the right deductible and coverage limits for your budget
Ways To Save
Enroll your pet early to lock in lower rates and avoid pre-existing condition limitations, Bundle your pet insurance with other policies for additional discounts, Choose a higher deductible for lower monthly premiums if you have emergency savings, Take advantage of our wellness rewards program for routine care savings, Ask about breed-specific discounts and multi-pet coverage options
Prepare for your quote
Pet's basic information (age, breed, weight), Medical history and vaccination records, Current veterinarian's contact information, Information about any pre-existing conditions, Desired coverage level and deductible preferences, Previous pet insurance information (if applicable)
Why We Stand Out
Local expertise with access to multiple top-rated carriersPersonalized service from agents who know pets and their ownersFast, hassle-free claims process with direct veterinary paymentsDeep understanding of Fort Collins' unique pet care needs
Understanding Your Home Insurance Options
FAQs
Yes, most insurers offer multi-pet discounts when insuring several pets under the same policy.
Some policies require meeting a deductible for each new condition rather than annually.
Most comprehensive policies cover medications prescribed for covered conditions.
Some policies cover alternative treatments like acupuncture or hydrotherapy if prescribed by a vet.
Typically requires detailed vet bills, medical records, and claim forms signed by your veterinarian.
Coverage for exam fees varies by policy; some include them while others require additional riders.
Most insurers process claims within 5-10 business days when all documentation is provided.
Yes, most policies can be canceled anytime, often with a prorated refund of premiums.
Some policies have lifetime maximums per pet or per condition; others offer unlimited lifetime benefits.
Most policies use a reimbursement model where you pay upfront and submit claims for covered expenses.
Experience the Difference
Ready to experience the difference of working with a trusted insurance partner? Book your appointment online or call us today for a personalized quote and expert advice.