Pet Insurance with a Purpose: Because They're Family Too

Get personalized coverage that keeps your pet healthy and your wallet happy, backed by Fort Collins' most trusted insurance team

Because Your Pet's Health Shouldn't Empty Your Savings

Your pet is more than just an animal – they're family. At Fort Collins Insurance, we understand that protecting your furry friend's health shouldn't mean compromising your financial security. Our comprehensive pet insurance solutions are designed to give you peace of mind, ensuring your pet receives the best possible care when they need it most. With over 30 years of local expertise, we'll help you navigate the perfect coverage options that fit both your pet's needs and your budget.

FAQs

Can I insure multiple pets?

Yes, most insurers offer multi-pet discounts when insuring several pets under the same policy.

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What is a per-incident deductible?

Some policies require meeting a deductible for each new condition rather than annually.

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Are prescription medications covered?

Most comprehensive policies cover medications prescribed for covered conditions.

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Are alternative therapies covered?

Some policies cover alternative treatments like acupuncture or hydrotherapy if prescribed by a vet.

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What documentation is needed for claims?

Typically requires detailed vet bills, medical records, and claim forms signed by your veterinarian.

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Are exam fees covered?

Coverage for exam fees varies by policy; some include them while others require additional riders.

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How quickly are claims processed?

Most insurers process claims within 5-10 business days when all documentation is provided.

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Can coverage be canceled anytime?

Yes, most policies can be canceled anytime, often with a prorated refund of premiums.

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Is there a lifetime maximum benefit?

Some policies have lifetime maximums per pet or per condition; others offer unlimited lifetime benefits.

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How do pet insurance reimbursements work?

Most policies use a reimbursement model where you pay upfront and submit claims for covered expenses.

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Experience the Difference

Ready to experience the difference of working with a trusted insurance partner? Book your appointment online or call us today for a personalized quote and expert advice.