Renters Insurance That Fits Your Life Not Your Landlord's
Local expertise, multiple carrier options, and personalized coverage tailored to your needs - all at competitive rates.
Don't Risk Everything: Why Renters Insurance Is Your Financial Safety Net
Your home is more than just a space - it's where your life happens. Whether you're renting an apartment, condo, or house in Fort Collins, protecting your belongings and lifestyle is essential. At FOCO Insurance, we understand that every renter has unique needs. That's why we offer customizable renters insurance policies from multiple carriers, ensuring you get the right coverage at the right price. Our local expertise means we understand the specific challenges and requirements of renting in our community.
Understanding Your Home Insurance Options
FAQs
Yes, but liability coverage may exclude certain breeds. Inform your insurer about pets to ensure proper coverage.
It's the amount you pay out of pocket on a claim before your insurance covers the remaining costs.
Yes, notify your insurer of the new address to adjust your policy accordingly.
It covers certain types of water damage, like from burst pipes, but excludes flooding unless you have added flood coverage.
Inventory your belongings to estimate their total value and choose a coverage limit that reflects that amount.
Yes, it provides liability coverage if someone is injured in your rental or if you accidentally cause damage to someone else's property.
Discounts may be available for safety features, bundling policies, having good credit, or being claim-free.
Coverage can often begin immediately upon policy activation or on a future date you specify when purchasing the policy.
Some policies offer identity theft protection as an add-on. Check with your insurer for availability and details.
Standard policies usually exclude floods, earthquakes, pest infestations, and your roommate's belongings unless specifically added.
Experience the Difference
Ready to experience the difference of working with a trusted insurance partner? Book your appointment online or call us today for a personalized quote and expert advice.