Renters Insurance That Fits Your Life Not Your Landlord's

Yes, but liability coverage may exclude certain breeds. Inform your insurer about pets to ensure proper coverage.

It's the amount you pay out of pocket on a claim before your insurance covers the remaining costs.

Yes, notify your insurer of the new address to adjust your policy accordingly.

It covers certain types of water damage, like from burst pipes, but excludes flooding unless you have added flood coverage.

Inventory your belongings to estimate their total value and choose a coverage limit that reflects that amount.

Yes, it provides liability coverage if someone is injured in your rental or if you accidentally cause damage to someone else's property.

Discounts may be available for safety features, bundling policies, having good credit, or being claim-free.

Coverage can often begin immediately upon policy activation or on a future date you specify when purchasing the policy.

Some policies offer identity theft protection as an add-on. Check with your insurer for availability and details.

Standard policies usually exclude floods, earthquakes, pest infestations, and your roommate's belongings unless specifically added.