Workers' Comp Done Right: Protection That Works as Hard as You Do

Many states cover mental health conditions caused by work, though standards of proof vary.

Modified work accommodating medical restrictions during recovery, often part of return-to-work programs.

Varies by state; some allow employee choice, others require using approved provider networks.

Compensation for permanent impairment that doesn't completely prevent working, based on disability rating.

Covers work-related injuries at home office, though determining work-relatedness can be complex.

Prevents employees from suing employers for covered injuries, with some exceptions for gross negligence.

Covers injuries during business travel, but usually not regular commuting unless special circumstances apply.

Provides surviving dependents with ongoing benefits and funeral expenses for work-related deaths.

Through state workers' compensation boards or commissions, with specific procedures for appeals.

Each state has unique requirements for coverage, benefits, claims procedures, and dispute resolution.