Protect Your Longmont Business on the Road

Commercial auto insurance provides coverage for vehicles used for business purposes, protecting against liabilities and damages resulting from accidents involving company vehicles.

It covers a range of vehicles, including cars, trucks, vans, buses, and specialty vehicles like food trucks or utility vehicles used for business purposes.

If you use vehicles for business tasks beyond commuting, such as deliveries, transporting goods, or client visits, you need commercial auto insurance.

Personal auto insurance covers personal use of vehicles, while commercial auto insurance covers vehicles used for business activities, offering higher liability limits and specialized coverages.

Rates are based on factors like the type of vehicles, how they're used, driving records of employees, coverage limits, and the industry in which your business operates.

It covers liability for bodily injury and property damage, medical payments, uninsured/underinsured motorist coverage, collision, comprehensive, and sometimes hired or non-owned vehicles.

It can, but you should inform your insurer about personal use to ensure appropriate coverage is in place.

Yes, you should list all employees who will be driving company vehicles to ensure they are covered under the policy.

This provides liability coverage when employees use their personal vehicles for business purposes, protecting the company from potential lawsuits.

Yes, but you may need to add hired auto coverage to your policy to protect against liabilities when renting or leasing vehicles for business use.