Adventure Protected: Powersport Insurance for Every Thrill
Local expertise, multiple carriers, and personalized coverage options to protect your passion and your peace of mind
Because Your Adventure Deserves Premium Protection
Your powersport vehicle isn't just a ride – it's your passion, your escape, and a significant investment. At FOCO Insurance, we understand that protecting your recreational vehicle requires specialized coverage that matches your riding style and risk profile. With over 30 years of experience serving the Fort Collins community, we provide access to multiple carriers and customized policies that ensure you're properly covered, whether you're hitting the trails, cruising the streets, or racing on the track.
Understanding Your Home Insurance Options
FAQs
Storage location impacts rates and coverage requirements, especially for theft protection.
Options include liability, collision, comprehensive, medical payments, and accessories coverage.
Coverage typically includes motorcycles, ATVs, snowmobiles, jet skis, and other recreational vehicles.
Many insurers offer lay-up periods with reduced coverage during off-season storage.
Discounts often available for safety courses, anti-theft devices, and multiple vehicle policies.
Typically requires separate coverage or endorsement for transport damage protection.
Basic policies may have limited coverage; custom parts and equipment endorsements available.
Recreational vs. commercial use impacts coverage options and pricing.
Vehicle type, engine size, usage, location, rider experience, and claims history impact rates.
Most standard policies exclude racing or competition use; special coverage may be available.
Experience the Difference
Ready to experience the difference of working with a trusted insurance partner? Book your appointment online or call us today for a personalized quote and expert advice.