Commercial Auto Insurance: Keeping Your Fleet & Future Protected
Compare multiple carriers to find the perfect coverage for your commercial vehicles at competitive rates
Safeguard Your Business on Every Route
Commercial auto insurance is essential protection for businesses that rely on vehicles for their operations. At FOCO Insurance, we understand that your vehicles are crucial to your success. Whether you operate a single delivery van or manage a fleet of trucks, our local expertise helps you navigate coverage options from multiple carriers to find the perfect balance of protection and value. We'll ensure you meet all legal requirements while protecting your business assets with comprehensive coverage tailored to your specific needs.
What you should know
How to choose the right coverage levels for your business vehicles, Ways to maximize protection while minimizing costs, Important coverage options that safeguard your business operations, Legal requirements and compliance considerations
Ways To Save
Bundle commercial auto with other business policies for multi-policy discounts, Implement a fleet safety program to qualify for safe driver discounts, Choose appropriate deductibles to balance premium costs, Regular driver training and clean driving records can lower premiums, Install safety features and anti-theft devices for additional savings
Prepare for your quote
Vehicle identification numbers (VIN), Driver information and licenses, Business registration details, Current insurance information (if applicable), Safety features documentation, Claims history (if available), Information about vehicle usage and typical routes
Why We Stand Out
Access to multiple carriers for competitive ratesDeep understanding of local business needsPersonalized service from experienced agentsProactive support for claims and policy updates
Understanding Your Home Insurance Options
FAQs
An endorsement modifies your policy to add or change coverage, such as adding rental reimbursement or roadside assistance.
Implement driver safety programs, maintain vehicles properly, hire experienced drivers with clean records, and shop around for competitive rates.
Symbol 1 provides the broadest coverage, applying to any auto, offering liability coverage for any vehicle used in your business.
Yes, any number of vehicles used for business requires commercial auto insurance to ensure adequate coverage and compliance with laws.
Yes, businesses must carry at least the minimum required liability coverage as mandated by state laws for vehicles used commercially.
Using a personal vehicle for business may not be covered under personal auto insurance, risking denied claims; commercial auto insurance is recommended.
Yes, but you need to list them as drivers on your policy or ensure they have their own insurance that meets your coverage requirements.
The commercial auto insurance policy covers accidents caused by your employees while driving company vehicles for business purposes.
CSL is a single limit of coverage for both bodily injury and property damage, offering more flexibility compared to split limits.
Report the incident to your insurance provider promptly, provide necessary details and documentation, and cooperate with any investigations.
Experience the Difference
Ready to experience the difference of working with a trusted insurance partner? Book your appointment online or call us today for a personalized quote and expert advice.